Multi-Currency Cards for Use Outside the UAE
Millennials love to travel. It’s probably the desire to discover new places and experience new cultures. Millennials in the UAE are among the most travelled residents. A 2019 survey revealed that 7 out of 10 people in the UAE have visited up to 10 countries, reflecting their love for exploring new places and cuisine.
So, if you’re thinking of packing your bags and looking for some adventure, it’s just the right time to get a multi-currency card for that added convenience and, of course, to make contactless payments during your international travels.
The true currency of life is time, not money, and we’ve all got a limited stock of that, ~Robert Harris
One can also use the card for cash withdrawals or at the POS (Point of Sale) terminals in one of the available currencies across the globe. This means you don’t need to carry cash or transfer money to a bank in India, Pakistan or any other country you’re visiting to have ready funds during your travels.
Top Multi-Currency Cards for Use Outside the United Arab Emirates
FAB (First Abu Dhabi Bank) Multi-Currency Prepaid Card
This card offers up to 24 currencies, including INR and PKR for both cash withdrawal and international POS. So, no risk of carrying cash in different currencies while travelling abroad.
Various other benefits include:
• Zero FX charge on card usage locked FX rates
• Access to an online portal to manage card portfolio
• Bulk reload through the client portal
• Dedicated IVR call centre available 24/7 to answer cardholders’ queries
• Mobile applications to respond to cardholders’ inquires and to track spending
• Contactless card with PIN and chip, convenient, safe, and easy to use
• Visa Platinum Card benefits
• Access to real-time online transaction activities regarding issuance and activation of cards
• Options to upload payment files securely from the convenience of your office
Emirates NBD GlobalCash Multi-Currency Card
Photo by macrovector
Wish to transfer money directly to Pakistan or India? This prepaid card is perfect for that. It allows you to carry up to 15 currencies like INR and PKR and protects you from cross-currency charges and currency rate fluctuations.
Over 42 countries can be covered by this one card. Other benefits include:
• Free FX services like DirectRemit (direct remittance), online FCY remittances, foreign currency cash withdrawal at branches, special rate deal booking, account to account transfer, inward telegraphic transfer
• Informs how much money is available to spend
• Access to over 2.1 million ATMs globally
• Card management convenience using GlobalCash Card App and mobile/online banking
• 3D security for internet transactions, safety with PIN and chip
Pre-trip benefits are:
• Travel medical insurance
• Booking of international hotels or round-trip flights at up to 30% discount
On-trip benefits are:
• Access to emergency cash through Global Service™ or Mastercard® services
• Hundreds of complimentary offers for attractions, spas, dining, and more across Africa and the Middle East
Among post-trip benefits, you can:
• Track expenses online both on your trip and at home with the prepaid card
Al Ansari Visa Platinum Multi Currency Travel Card
Photo by wirestock
This multi-currency prepaid card can load and manage up to 23 currencies. So, no more need to carry cash in bulk in different currencies.
Various other benefits of this card include:
• Locking of the best exchange rates before travel to smartly avoid currency fluctuations and also control what you spend
• Permission to use the card in-store, online, or to draw local currency from any ATM with the Visa logo
• Security and convenience ensured by PIN and chip technologies (with contact-less ‘Tap and Go’ feature) protected and accepted worldwide to let you access money safely when travelling
• A wide range of exclusive offers, discounts, and experiences, available exclusively for Visa Platinum Cardholders
• Dedicated mobile and website application to manage money on the go
• Easy reloading of the card at any branch of Al Ansari Exchange across the USE or through the dedicated mobile application
• Acceptance of the card at millions of merchant outlets worldwide
• Permission to use unspent funds for the next trip and draw cash using the card
Compare the benefits of different multi-currency cards before using one outside the UAE. Check for free instant money transfers to India or Pakistan offered by some banks.
